# Blog

> Property, the market and life in Belgrade. Practical guides, analysis and stories to help you understand the city and make better decisions.

- Web page: https://urbaniagent.rs/en/blog
- Language: English
- Other language: https://urbaniagent.rs/blog.md

## Categories

- [Selling and Renting](https://urbaniagent.rs/en/blog/category/selling-and-renting.md)
- [Buying Property](https://urbaniagent.rs/en/blog/category/buying-property.md)
- [Market and Investments](https://urbaniagent.rs/en/blog/category/market-and-investments.md)
- [Our Story](https://urbaniagent.rs/en/blog/category/our-story.md)
- [City and Neighborhoods](https://urbaniagent.rs/en/blog/category/city-and-neighborhoods.md)

## Articles

- [What can you buy in Belgrade for €100,000 in 2026?](https://urbaniagent.rs/en/blog/what-can-you-buy-in-belgrade-for-100000-in-2026.md) (2026-08-31): A €100,000 budget in Belgrade can mean around 20 square metres in Vračar, a small apartment in New Belgrade, or 40–50 square metres and more further from the centre. We looked at current listings to compare what the same budget buys across the city.
- [They found their family home before it was listed](https://urbaniagent.rs/en/blog/they-found-their-family-home-before-it-was-listed.md) (2026-08-31): Tijana and Luka needed a larger home but did not want to leave Blok 70a. They found the right property before it was publicly listed.
- [Do you really need an agency to sell your property?](https://urbaniagent.rs/en/blog/do-you-really-need-an-agency-to-sell-your-property.md) (2026-08-30): You can sell a property yourself. The question is how much time you will invest and who will manage pricing, listings, viewings and negotiations.
- [Buying an apartment under construction in Serbia: what should you check before signing?](https://urbaniagent.rs/en/blog/buying-an-apartment-under-construction-in-serbia-what-should-you-check-before-signing.md) (2026-08-13): Buying an apartment before the building is completed may offer a better price and more choice, but you are purchasing something that still needs to be delivered. Before signing, check the developer, permits, land, project, payment structure, deadlines and what the contract says if things do not go according to plan.
- [Is buying a parking space in Belgrade a good investment?](https://urbaniagent.rs/en/blog/is-buying-a-parking-space-in-belgrade-a-good-investment.md) (2026-08-13): A parking space requires considerably less capital than an apartment and can generate regular rental income, but a good location does not automatically mean a good investment. We looked at current asking prices and rents in Belgrade and the numbers behind the purchase.
- [Which floor is best when buying an apartment?](https://urbaniagent.rs/en/blog/which-floor-is-best-when-buying-an-apartment.md) (2026-08-13): Ground floor, middle floors or the top floor? Each position has its advantages and disadvantages, and the best choice depends on the lift, natural light, noise, view, building and how you plan to use the apartment.
- [Housing loans for young people in Serbia in 2026: requirements, down payment and how much you can borrow](https://urbaniagent.rs/en/blog/housing-loans-for-young-people-in-serbia-in-2026-requirements-down-payment-and-how-much-you-can-borrow.md) (2026-08-13): Serbia's state-supported programme allows eligible young buyers to purchase their first home with a minimum 1% down payment and subsidised interest for the first six years. However, the loan is capped at €100,000 and important eligibility and property restrictions apply.
- [Buying your first apartment in Serbia: a step-by-step guide](https://urbaniagent.rs/en/blog/buying-your-first-apartment-in-serbia-a-step-by-step-guide.md) (2026-08-13): From setting your budget and choosing a property to due diligence, the deposit, financing, taxes and receiving the keys — a guide to the entire process of buying your first apartment in Serbia.
- [How long does it take to buy an apartment in Serbia from agreement to receiving the keys?](https://urbaniagent.rs/en/blog/how-long-does-it-take-to-buy-an-apartment-in-serbia-from-agreement-to-receiving-the-keys.md) (2026-08-13): Buying an apartment can be completed relatively quickly when the documentation and financing are ready, but it may take considerably longer when a mortgage or more complex legal situation is involved. Here is how the process works from the initial agreement to receiving the keys.
- [Buying an apartment with an existing mortgage in Serbia: is it safe and how does it work?](https://urbaniagent.rs/en/blog/buying-an-apartment-with-an-existing-mortgage-in-serbia-is-it-safe-and-how-does-it-work.md) (2026-08-13): An apartment with an existing mortgage can be bought and sold, but agreeing on the price with the owner is not enough. The outstanding debt, bank requirements, payment structure and removal of the existing mortgage all need to be addressed.
- [Can you buy an apartment that is not registered in Serbia?](https://urbaniagent.rs/en/blog/can-you-buy-an-apartment-that-is-not-registered-in-serbia.md) (2026-08-13): An unregistered apartment is not automatically impossible to buy. What matters is why it is not registered, how the seller proves their rights and whether there is a realistic path to resolving its cadastral status.
- [Registered apartment in Serbia: what does it actually mean and why does it matter?](https://urbaniagent.rs/en/blog/registered-apartment-in-serbia-what-does-it-actually-mean-and-why-does-it-matter.md) (2026-08-13): The phrase “registered apartment” is often treated as proof that everything is in order. In practice, what matters is exactly what is recorded in the cadastre, who owns the property and whether any mortgages, notices or other encumbrances exist.
- [What should you check before buying an apartment? 10 things you should not skip](https://urbaniagent.rs/en/blog/what-should-you-check-before-buying-an-apartment-10-things-you-should-not-skip.md) (2026-08-13): A good apartment is not simply one you like. Before paying a deposit or completing the purchase, check the ownership, cadastre records, encumbrances, documentation, condition of the apartment, building and financing.
- [Deposit when buying an apartment: how much should you pay and what should you know beforehand?](https://urbaniagent.rs/en/blog/deposit-when-buying-an-apartment-how-much-should-you-pay-and-what-should-you-know-beforehand.md) (2026-08-13): A deposit is one of the first serious commitments when buying an apartment. We explain how much is commonly paid, what happens if the buyer or seller fails to complete the transaction, and what to consider when purchasing with a mortgage.
- [VAT refund for your first apartment in Serbia: who qualifies, how much can you claim and how to apply?](https://urbaniagent.rs/en/blog/vat-refund-for-your-first-apartment-in-serbia-who-qualifies-how-much-can-you-claim-and-how-to-apply.md) (2026-08-12): First-time buyers of new-build apartments in Serbia may qualify for a refund of part of the VAT paid. Here is who qualifies, how the eligible area is calculated and how the application process works
- [Tax on the transfer of absolute rights when purchasing an apartment: how much is it and who pays it?](https://urbaniagent.rs/en/blog/tax-on-the-transfer-of-absolute-rights-when-purchasing-an-apartment-how-much-is-it-and-who-pays-it.md) (2026-08-12): Are you buying an apartment and unsure whether you need to pay the tax on the transfer of absolute rights? We explain when this tax is payable, the amount, who is liable for the tax, and when a first-time homebuyer can qualify for an exemption.
- [The apartment was sold without disrupting his business](https://urbaniagent.rs/en/blog/the-apartment-was-sold-without-disrupting-his-business.md) (2026-08-11): Aleksandar runs the Knap tailoring studio and could not manage a property sale alongside his work. He needed a clear plan and someone to handle the process.
- [From their first apartment to the home they truly wanted!](https://urbaniagent.rs/en/blog/from-their-first-apartment-to-the-home-they-truly-wanted.md) (2026-08-11): Igor and Jelena needed to sell their first apartment while buying a new one. Once they found the right home, the buyers, sellers and deadlines all had to be aligned.
- [If you’re a real estate agent, half the work you do isn’t agent work.](https://urbaniagent.rs/en/blog/if-youre-a-real-estate-agent-half-the-work-you-do-isnt-agent-work.md) (2026-08-11): Marketing, ads, presentations, documentation—agents often spend a large part of the day on everything except clients and sales. We believe work can look different.
- [If you are a real estate agent, read this](https://urbaniagent.rs/en/blog/if-you-are-a-real-estate-agent-read-this.md) (2026-08-11): Leads, a system, marketing support, tools, and an office—we have created an environment where an agent can focus on what matters most: clients and deals.
- [Are you thinking about becoming a real estate agent?](https://urbaniagent.rs/en/blog/are-you-thinking-about-becoming-a-real-estate-agent.md) (2026-08-11): Many people enter the real estate business for the earning potential but quickly give up when left without support. A successful start depends on training, leads, and the system you work within.
- [Should you renovate before selling — or leave the property as it is?](https://urbaniagent.rs/en/blog/should-you-renovate-before-selling-or-leave-the-property-as-it-is.md) (2026-08-10): Partial renovations often fail to increase the price as much as owners expect. Learn when investing makes sense and when basic preparation is enough.
- [From valuation to the first viewings within days](https://urbaniagent.rs/en/blog/from-valuation-to-the-first-viewings-within-days.md) (2026-08-06): A faster rental starts with realistic pricing, professional presentation and viewings organised without unnecessary delays.
- [Want to work in real estate? Where you start matters](https://urbaniagent.rs/en/blog/want-to-work-in-real-estate-where-you-start-matters.md) (2026-08-06): Starting a real estate career should not mean being left to figure everything out alone. Training, structure and team support can make the crucial difference.
- [We rent out your property as if it were our own](https://urbaniagent.rs/en/blog/we-rent-out-your-property-as-if-it-were-our-own.md) (2026-08-06): A good tenant is not simply someone who can afford the rent. The property should suit their needs, the rental terms should be clear and the home should be treated responsibly.
- [An empty apartment is the most expensive one](https://urbaniagent.rs/en/blog/an-empty-apartment-is-the-most-expensive-one.md) (2026-08-04): A vacant apartment generates no rent, while bills and other expenses continue. That is why the rental process should move quickly without compromising tenant checks.
- [What does a property sale look like when every step has a clear plan?](https://urbaniagent.rs/en/blog/what-does-a-property-sale-look-like-when-every-step-has-a-clear-plan.md) (2026-08-04): From a realistic valuation and professional presentation to negotiations and legal completion, see how we manage a property sale at every stage.
- [We do not bring every buyer into your home - and that is a good thing](https://urbaniagent.rs/en/blog/we-do-not-bring-every-buyer-into-your-home-and-that-is-a-good-thing.md) (2026-08-04): More viewings do not necessarily mean a better chance of selling. Before arranging one, we check whether the buyer can complete the purchase, knows what they want and has a reason to decide.
- [Mistakes that can cost you your first-home VAT refund](https://urbaniagent.rs/en/blog/mistakes-that-can-cost-you-your-first-home-vat-refund.md) (2026-08-04): A VAT refund can significantly reduce the cost of buying your first home. However, incorrect assumptions and incomplete documents may jeopardise your eligibility.
- [Why does an accurate property valuation matter?](https://urbaniagent.rs/en/blog/why-does-an-accurate-property-valuation-matter.md) (2026-08-04): A reliable valuation helps prevent both overpricing and selling below market value. Learn how a realistic property price is determined.
- [Renting out an apartment doesn't have to be a second job](https://urbaniagent.rs/en/blog/how-renting-out-his-property-stopped-feeling-like-a-second-job.md) (2026-08-04): Čeda has worked as a fitness trainer for years. When it came to renting out his property, he wanted one thing — reliable tenants and someone he could trust with the process.
- [New developments are not sold through listings alone  - they require a system](https://urbaniagent.rs/en/blog/new-developments-are-not-sold-through-listings-alone-they-require-a-system.md) (2026-08-04): Selling a new development should not be reduced to publishing listings and waiting for buyers. A clear strategy, consistent communication and an organised sales process create more predictable results.
- [New build or older property - which is the right choice for you?](https://urbaniagent.rs/en/blog/new-build-or-older-property-which-is-the-right-choice-for-you.md) (2026-08-04): New and older properties offer different advantages. The right choice depends on whether you prioritise location, condition, parking or neighbourhood character.
- [Buyers decide within seconds whether to view your property](https://urbaniagent.rs/en/blog/buyers-decide-within-seconds-whether-to-view-your-property.md) (2026-08-04): Buyers decide within seconds whether to open a listing and arrange a viewing. Strong photography, video and a clear description attract the right buyers.
- [The owner wanted €800, but the realistic rent was €700](https://urbaniagent.rs/en/blog/the-owner-wanted-800-but-the-realistic-rent-was-700.md) (2026-08-04): The owner wanted €800 in monthly rent, although the market valuation was €700. After three vacant weeks, correcting the price secured a tenant within seven days.
- [When an inflated asking price stops a sale](https://urbaniagent.rs/en/blog/case-study-when-an-inflated-asking-price-stops-a-sale.md) (2026-08-04): The owner wanted €15,000 more than the estimated value. After two months without a viewing, the corrected price led to a sale within three weeks.
- [The apartment was not the problem — the sales process was](https://urbaniagent.rs/en/blog/the-apartment-was-not-the-problem-the-sales-process-was.md) (2026-08-04): A three-bedroom apartment remained unsold for three months despite its good location, building and condition. The problem was not the property, but the sales process.
- [Can you sell a mortgaged property?](https://urbaniagent.rs/en/blog/can-you-sell-a-mortgaged-property.md) (2026-08-04): A property with an active mortgage can be sold. Learn how the existing loan is repaid, the purchase price is distributed and the mortgage is removed.
- [Why do some apartments remain on the market for months? ](https://urbaniagent.rs/en/blog/why-do-some-apartments-remain-on-the-market-for-months-kategorija.md) (2026-08-04): A property does not remain on the market for months solely because of its price. Poor presentation, inaccurate pricing and an unstructured sales process can deter the right buyers.
- [Are apartment prices inflated, and will they fall?](https://urbaniagent.rs/en/blog/are-apartment-prices-inflated-and-will-they-fall.md) (2026-08-03): What matters most is whether a property’s price reflects its location, condition and current demand.
- [Why is an excessively high asking price a bad strategy?](https://urbaniagent.rs/en/blog/why-is-an-excessively-high-asking-price-a-bad-strategy.md) (2026-08-03): Setting an excessively high asking price often does not create more room for negotiation. Instead, it deters serious buyers and prolongs the sale.
- [How to price your property?](https://urbaniagent.rs/en/blog/how-to-price-your-property.md) (2026-08-03): The price of real estate is not determined approximately or only by comparison with advertisements. Find out what factors really affect the market value of an apartment, house or land.
- [Why did I found the "Urbani Agent" real estate agency?](https://urbaniagent.rs/en/blog/why-did-i-found-the-urbani-agent-real-estate-agency.md) (2026-08-03): Urbani Agent was born out of the desire for the real estate business to be more than placing ads — that the agent really understands Belgrade, real estate and the people he helps.

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Contact: Urbani Agent · +381642420492 · info@urbaniagent.rs · Omladinskih brigada 90v, Novi Beograd